Independent anesthesia clinicians choose 1099 work for flexibility, autonomy, and (often) higher earning potential. But that independence can come with a significant tradeoff: benefits that are typically built into W-2 employment, especially income protection if a clinician gets sick or injured.
At Harmony Anesthesia, the organization aims to close this gap by partnering with Hollowtree and the Clinicians Care Association (CCA) to give 1099 clinicians access to a group disability insurance plan designed specifically for independent clinicians who want straightforward, specialty-relevant coverage without the typical friction of traditional underwriting.
Harmony is a clinician-owned anesthesia staffing agency built by practicing clinicians staffing other clinicians. Its approach to provider experience is rooted in the day-to-day realities of anesthesia work.
Hollowtree specializes in disability income solutions and enrollment support for organizations, including healthcare groups, helping make benefits access easier to understand and simpler to implement at scale.
Together, the goal is to create a cleaner path for independent clinicians to access income protection without having to navigate the process alone.
The Core Benefit
Most disability plans are structured around W-2 employment. Many individual policies can be expensive, slow to secure, or difficult to obtain, depending on specialty and underwriting requirements.
Most importantly, this coverage can be designed to complement existing individual disability insurance, helping clinicians protect more of their income with no offset.
Why This Matters
For 1099 clinicians, income is the most valuable asset. An unexpected injury or illness doesn’t just affect a schedule; it shuts down income. Disability income protection is designed to replace a portion of that income if a clinician can’t perform their job due to injury or illness, which is exactly how Harmony frames the purpose of this benefit for its 1099 clinicians.
For 1099 clinicians, the stakes are higher:
This is where the partnership changes the experience: it turns a complicated individual problem into a more accessible, clinician-friendly pathway, supported by Hollowtree’s enrollment expertise and made available through a CCA membership.
The Added Layer: Clinicians Care Association (CCA)
The relationship with Hollowtree isn’t only about access to disability insurance. It is also connected to CCA, an association founded in 2025 to support medical professionals with practical resources that fit independent work.
CCA offers benefits that directly ease common 1099 pain points, including:
This relationship can be positioned as something bigger than simply selecting a new plan. It is a clinician support system that helps 1099 clinicians build financial, professional, and personal stability.
What Clinicians Can Expect
The 1099 clinician journey is simple:
Hollowtree’s team will reach out to support the details and Q&A, so clinicians aren’t left to decode policy language on their own.
Benefits that match the way 1099 clinicians actually work
Harmony’s partnership with Hollowtree is ultimately about reinforcing a simple idea: independent clinicians deserve modern benefits access that doesn’t require giving up independence. Together, Harmony’s clinician-first provider model, Hollowtree’s disability enrollment and coverage expertise, and CCA’s broader support resources for independents create something rare in 1099 healthcare: a support system built for the real world.
Independent anesthesia clinicians who work with Harmony and want to protect their income can visit the enrollment hub to learn more, schedule a quick call, and see whether the coverage is a fit for them.
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Harmony Anesthesia Staffing brings balance to anesthesia staffing for our providers and clients, transparently and sustainably.
